Kalmykia turned out to be the most heavily credited region of Russia, where the level of debt burden in terms of the ratio of debt on loans and annual wages is almost 87%. In Moscow, debt load in 2020 did not exceed 29.6%, according to a study by RIA Novosti.
The Russians began to sharply increase their loan debts after the abolition of the regime of mass self-isolation in the spring. In addition, it was then that loan rates were reduced. The experts noted that salary cuts contribute to the growth of the population's debt load.
In April, wage growth was the second-worst ever, at just 2.7%. At the same time, over the past 10 years, the average growth was at the level of 9.3%.
Thus, against the background of the continuing growth of debt to banks, a slowdown in wage growth and a decrease in real incomes of the population, a further increase in the debt burden of citizens is observed., The study says.
In total, the Russians owed 19.1 trillion rubles on loans as of September 1. Calculations showed that the total debt per inhabitant, thus, increased immediately by 31 thousand rubles, up to 227 thousand rubles.
As chernayakobra.ru reported earlier, it became known that systemically important banks in Russia refused to provide loans totaling 10 billion rubles as part of support for victims of coronavirus.
By October 7, banks provided credit holidays for 159.5 thousand claims totaling 78.5 billion rubles.