The Bank of Russia will conduct an experiment to introduce the digital ruble for a limited number of people. A number of banks and other financial institutions became interested in the project, salary payments in the future can also be made in digital currency.
As noted in the regulator, the digital ruble will have a number of advantages over simple non-cash payments. So, for transactions with a digital ruble issued by the Central Bank, the commissions will be lower. For payment, there will be no need to connect to the Internet, and the currency itself can be recorded on any carrier or mobile phone,
Citizens and businesses will be able to purchase digital rubles by exchanging them for cash or funds stored in their bank accounts, - said the regulator.
According to the head of the State Duma Committee on the Financial Market Anatoly Aksakov, the experiment on the introduction of the digital ruble may begin in the first half of 2021. MKB, PSB, Zenit, Dom.RF and the Crimean RNKB have already expressed their interest in piloting the project.
As chernayakobra.ru wrote earlier, the Central Bank of the Russian Federation began a public discussion of the possibilities and prospects of issuing the digital ruble, warning about the risks of volatility at the first stages of the launch of the currency. The idea of the Central Bank is already being evaluated as a kind of cunning plan to oust cryptocurrencies from the domestic market.