Elena Bikasova, a resident of the town of Bor in the Nizhny Novgorod Region, puzzled the bank's employees with the record fast repayment of the mortgage. The woman was approved for a loan for 13 years, and she was able to close it in just five days.
Such a record short credit history, as it turned out, can be explained quite simply.
The woman intended to sell an apartment in Nizhny Novgorod in order to purchase a new home in Bor. However, due to the fact that it was not possible to find a buyer for the old square meters for a long time, I decided to take a mortgage: the time for depositing funds under an equity participation agreement was approaching.
We had an obligation to make the payment within ten days. We thought that we would have time to sell the Nizhny Novgorod apartment, but then we began to doubt: what if we don't have time, - leads words of Bikasova local portal gipernn.ru.
However, three days after the bank transferred the money to the woman's account, she managed to conclude a deal on the previous apartment. Two days later, the buyer paid for the apartment, and the woman immediately paid off the mortgage.
According to employees of the local branch of the bank, this is the first time they have encountered such a quick repayment of a home loan.
In 2020, Russian banks have issued loans for the purchase of housing worth 1.78 trillion rubles - this year promises to be a record for the market. Earlier chernayakobra.ru wrote what this mortgage boom will turn out to be for citizens.