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Apr 6, 2021
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Economist Smirnova suggested three ways to get out of debt


To begin with, you need to analyze your financial condition in the future for six months or a year, depending on it, choose a suitable exit.

Bankruptcy proceedings may be suitable, said independent financial advisor Natalya Smirnova in an interview with Sputnik radio. However, it must be remembered that in the coming years, a person will not be able to take out a loan, open a business or take a prestigious position.

“If the situation is not entirely stalemate and can improve in the next 6-12 months, or the family has at least some property, such as a summer cottage, that can be sold, then before the first delay on the loan, you need to go to the bank and negotiate a loan vacation” , – added the specialist.

The most harmless way is refinancing. The procedure is a lending at a lower interest rate.

Recently, a financier gave some advice on keeping money. It is best to keep savings in rubles, and the optimal size of the “financial cushion” is from three to six monthly incomes.

Article Categories:
Economy
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